How important is life insurance for financial security? Life Insurance

 

 
 

Life insurance is very important for one’s financial security and one’s family life. But for low-income people, who do not have a balanced fixed income, it is very difficult to get life insurance, or even if you have life insurance, it is very difficult to continue. Should. Gradually, when those low-income people join the middle class (increasing their income), the government will cut their premium money and spend the rest on other charitable causes.

Which do you think is the best life insurance company from LIC?

With the exception of LIC, the combined business of all life insurance companies in India is one-third of LIC. This is not the only reason. The Government of India has given a sovereign guarantee for LIC policy right after their currency (Indian currency) which no other life insurance company can give. LIC has thousands of reasons to stay ahead of the restart no other life insurance company can ever compete with LIC. You can’t Let’s talk about the relevant survey guarantee. According to Section 37 of the LIC Act, which was drafted by the Government of India at the time of the establishment of LIC in 1956, the policy sold by the Government of India LIC will be responsible for paying the guaranteed amount of the declared bonus. In that policy, LIC. That is, if Dawn concludes that LIC has not been able to reimburse its policy customers for many consecutive years, the Government of India is obliged to repay the money on behalf of LIC.

Can life and property be insured for financial security? What does religion say even if society gives legitimacy here?

If you want to know the rules of Islam, insurance is not legal in Islam. Because the insurance thing is a lot like a lottery. Everyone pays, but very few people enjoy it. There are some exceptions to all the rules. For example, even though alcohol is haraam, it is halal to eat it if it contains alcohol. There are some insurance that the government has made compulsory. Such as car insurance. This type of compulsory insurance is legal for you. There are some cases where your situation forces you to take out insurance. God can forgive you in such a situation. It is important to understand how serious the situation is. Wise scholars can give advice in this regard. Insurance is not legal according to Islamic law. However,In special circumstances, all rules are exempt. Note: I myself am a customer of medical insurance. By the grace of God, I have been able to take extremely complex and expensive treatment for this insurance. God will forgive me, InshaAllah.

What are the benefits and advantages of a life / general insurance corporation? Do I have to pass BCS to join 1st class officer post?

I have no idea about the first part of the question so I can’t say what are the benefits of a life insurance corporation. And the answer of the second part is, that there is no need to pass BCS for the recruitment of 1st class officers i.e. ninth grade. Those who have passed BCS and joined as cadre and Assistant Director of Bangladesh BankThey will be considered as 1st class gazetted officers. First-class officers are also recruited as non-cadres through BCS. First-class officers are also employed in other jobs (besides BCS). Even if you are promoted to first-class officer i.e. Can get a promotion to ninth grade.

Why do most life insurance company agents repeatedly mention death when selling “insurance policies”? If life does not exist, then what is the benefit of life insurance?

Life insurance company agents say people are dying when they sell “insurance policies” because 1. I would like to present the picture of financial problems arising at the postmortem stage in a realistic way so that one is able to realize that possible situation and is interested in taking out a life insurance policy. 2. The purpose of selling a life insurance policy is to ensure the business success of the company and sustain one’s career. If life does not exist, then what is the benefit of life insurance? In the case of some policies, the purpose of life insurance is to cover the potential financial problems of the family, and relatives in the later stages of death. Through it, a life insurer, reassuring himself, tries to deal with pre-existing concerns for the family after death. However, thanks to the questioner. Because, the answer to this question revolves around writing, “If there is no life, then what is the benefit of life insurance? With that echoes, “If there is no life, then what is the benefit of having a family? What is the benefit, what will happen to the family, and relatives after death? ” If there is no life, then what is the benefit of running after life, money, value, fame, prestige? Wake up, an unspoken “consciousness.”

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